free domain HQ - Policy Knowledge Base

Can I file an insurance claim after a policy expires for an event that occured during the policy period? I had a theft and fraud loss during the construction of our home while under a Builder's Risk policy. (I was the owner/builder named on the policy). That policy has been replaced with a traditional homeowners policy now. Can I go back and file a claim against the Risk policy for property and $$ reported stolen during the term of the policy but never recovered? The police reports were made when the Risk policy was in effect.

What policy was formulated to address the issue of unemployment? What policy was formulated to address the issue? Who were the major players in the formulation of the policy?

What policy actions can the government understake to lower the inflation rate in this economy? - the inflation rate in an economy is determed by discretionary monetary policy - private agents expect discretionary policy initially it should be undertake, and not understake... thanks! This is a question from an exam review for my macroeconomics final. So unfortunately it must be discretionary monetary policies.

What are 2 ways a policy entrepreneur could assist Nixon with his motive to implement a new foreign policy? Meaning what are two hypothetical ways/examples a policy entrepreneur could have assisted Nixon with getting something from his foreign policy agenda done? I already have one way.. which was planning that trip to China in 1972 but i need two more.. go into detail please! oh btw, a policy entrepreneur is a person who invest their political "capital" in an issue. one can be in or out of government, elected or appointed positions, or in interest groups thank you =)

What is a US foreign policy which is strongly affected by both domestic and international concerns? 1)Though often separated into distinct spheres, international and domestic politics interact to produce policy outcomes that are not, strictly speaking, always optimal. A political system exists in domestic and international arenas with inputs and outputs flowing from and to each and effecting policy accordingly. Choose a specific American foreign policy and discuss how that policy is shaped by both domestic political concerns and international politics. Be sure to discuss the relevant structures and processes involved.

What trading policy does the US government hold toward China at present time? Hi, I want to know kind of tading policy does the US government hold toward China, especially the discriminative ones such regulation for export to China, or tariffs for imported Chinese productions. What acts does the legislative institutions do to regulate, restrcit or promote the US-China bilateral trading because I want to finda policy to analyze, and reporting its benefit/cost analysis. I would also like to know where can I find a website that could offer me the relative anwers. Thank you for answering.

What is the best health insurance policy to go with? What is the best health insurance policy to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

What is the best health insurance policy? What is the best health insurance policy? I am recently need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make?

What is the difference between fiscal policy and monetary policy? Could anyone tell me what's the difference between fiscal policy and monetary policy in none sophisticated or hard vocabulary, I can't seem to understand it.

What is the difference between political policy and an economical policy ? United States foreign policy establishes as a primary goal the spread of democracy throughout the world. -- is this more an economic or political policy?

What policy do you think the governor should pursue with regard to immigration? For example, there is AZ policy controvercy is going on. what do you think? Do we have to strictly controll the illegal immigration or not? why do you think so?

How is American foreign policy different today than it was during the early years of the republic? How is American foreign policy different today than it was during the early years of the republic? What were some of the causes and results of the historical change in American foreign policy?

How does a contractionary monetary policy affect a nation's payment balance and its real income level? It is 2006 and you are operating your firm’s business operations in Kuwait which has fixed exchange rate with the US dollar. You notice one morning in a newspaper article that the Kuwaiti Central Bank has begun to conduct unsterilized monetary policy. How would a contractionary monetary policy action ultimately affect a nation’s private payment balance and its real income level, assuming that the price level is unchanged?

How do i audit a policy document?What areas should I look at and how should it be written? I have been asked to audit a policy to see if it meets the national requirements. I know I need to basically compare the company policy to the national recommendations to see if everything is covered, but how should it be written? What sections should the audit include?

What would you propose as policy and/or programs to eliminate racism in the American economy? Some scholars and social commentators claim that the policy of affirmative action in employment, though well-intentioned, will never eliminate racial disparities and discrimination in employment because the policy does not address restructuring the job market that has been deliberately racially segmented for over 150 years.

Is there a policy or procedure to follow when creating an ad campaign? There is someone I work with who has trouble following art direction. I need to type up formal policy and procedures to following when creating an ad. Our ads include photography and selecting models. Please help!

What are the things need to do while starting an insurance policy? I am going to start an insurance policy in Newyork life insurance policy. I am taking policy through one of my friends. I just want to know what are the things I need to ask them for clarification while taking this insurance policy. I am not aware of the interest rate or any other benefits. Can you pls guide me with this?

Which Obama policy is there that has sufficient information in regards to how the policy will be implemented? I have to do a research on one of Obamas policy and relate it towards traditional federal and state conflicts with such a policy. But I am not too familiar with US Governance, and this is my first US history course.... Please any advice will be much appreciated!

What is the department of energy policy under bush administration? I been having a rough time finding DOE( Department of energy) policy under Bush command. I require three policies. But yet I cant find but one at their website.

What british economic policy caused colonists to burn the Gaspee? What british economic policy caused colonists to burn the Gaspee? Do you think the colonists were justified in their acts of rebellion, or should they have taken some other course of action for this?

What type of policy should be in place to deal with Police getting gratuities from business owners? Police officers are subjected to gratuities from many business owners. What type of policy should be in place to deal with this issue? In policing the phrase "professional courtesy" refers to officers letting other officers off with a warning on traffic violations. Naturally these would be of the non-endangerment variety, but nevertheless, do you feel that this practice is ok? Is it a perk of the job?

How can I find an insurance policy that covers bariatric surgery? My insurance doesn't cover any bariatric surgery. Is there any way I can find a policy that does cover it, and purchase the policy privately?

insurance question. Can you get a landlord policy instead of the standard home owners policy? I live in my home and own my home. I recieved an excellent quote for a landlord policy rather than homeowners insurance policy. What are the differences of coverage between the two policies and is there any chance of trouble in the future if I choose a landlord policy over a homeowners policy?...Is that legal? I am in Texas the thing I have been truthful and the insurance company has come out and took pictures. They said they could do this legally ...I didn't ask for this policy...I am being begged to switch!

Is policy information between a life insurance agent and a client confidential? A third party seeks the following information for solicitation purposes: Name/Age/Type of Policy/ Face Value/Duration (how long the policy has been in effect) Is it legally possible for this third party to partner with a life insurance agent to recieve this information?

What is the best policy solution to global warming? In order to address the threat from global warming we need significant greenhouse gas emissions reductions. A lot of people think we need to put a price on carbon emissions to accomplish this. Many also believe this will spur innovation and create 'green jobs'. Fossil fuel technologies are already well developed, but renewable and alternative fuel technologies can continue to develop and become more advanced for a long time. Taking everything into consideration - the climate, environment in general, economy, jobs, etc. - what do you think the best policy solution is for addressing global warming? Does it involve a carbon tax? A cap and trade system? Something else entirely?

How do I get information about a life insurance policy where I am beneficiary? My Dad told me he named me on a life insurance policy. He just died. Because of certain family dynamics, I may not ever receive information regarding this policy. Is there some way I can contact the major companies to find out if the policy is with them? What information might I need to give them? Can I do it on the phone or in writing? I just need to know which one and then I can provide them with the death cert etc.

Why is it good policy for a business entity to provide for an Allowance for doubful debts? This is the whole question, please help me! Write a half page of 150 words in which you provide a brief explanation for the following: a. Why is it good policy for a business entity to provide for an Allowance for doubtful debts (your answer must include the appropriate accounting concept) b. The reason why the Allowance for Doubtful Debts have decreased at balance date Thank you so much!

How good is Flexible Premium Multifunded Life policy from MetLife? I took this policy from Metlife agent. The money is going out every month. I don't know if this is a good policy or not.

What is the return policy with the mineral make up you use? Do all of them offer satisfaction guarantees? Or what kind of return policy + shipping do they offer?

What is the vacation policy for the University of Phoenix employees? I'm job hunting right now, and have heard great things about the Apollo Groups (owner of University of Phoenix) business practices. I want to apply for a job, but I've already got a two week vacation to Africa booked for next year. Does anyone know what their vacation policy is?

What kind of monetary policy is needed to stablize prices of goods in the local market? Expansionary or contractionary? Specifically, what policy should be implemented?

What is different today economic and fiscal policy wise in USA compared to 1965? to answer this question as precisely and accurately as possible, lets analyze some specific areas: Trade policy Federal Income tax top rates Budgeting/Deficts,surplues etc... Looking out for our workers, our businesses here at home etc. So, as we look at each one of these areas and compare what things were like in a period which can be said when we were at the height of our economic greatness as a country, and look at today and how things are......what is differerent????? how do we view things different, how do we do things different policy wise?

How can someone purchase a life insurance policy for someone else without them knowing? I always see on Forensic Files and other shows about murderers, they are able to purchase a life insurance policy for their spouse or relative without the person's knowledge. Then they kill the person for the money. Why are they able to buy a life insurance policy without the person knowing about it? Wouldn't that prevent some murders if there were better procedures put in place? The shows I am talking about are shows abotu real people and real murders. Forensic Files, Snapped, even dateline.

How do you APA reference a hospital policy that is only accessible to its employees via an intranet? information I have: title: st. john health policy Manual section: administrative medical/nursing Policy no. 654. Medication reconciliation there are 11 pages and I have the location it was retrieved from on the database C:\ drive. Is it possible to do this in a legitimate way if the reader will technically not be able to access the document if they are not a hospital employee?

was the foreign policy based on external or internal factors? Some experts claim that a nation's foreign policy is determined by external events, namely the actions of other actors in the international system. Others claim it is internally driven, responding to domestic issues, constituencies and politics. Which do you think is most responsible for foreign policy decisions? Use a recent example of a US foreign policy decision to support your claim.

what is california layoff policy? Is it mandatory to give two months salary? I am posting a questio for a very big multi national company and need to find the layoff policy for California, USA. The employer is planning to do a mass layoff (few thousands atleast) very soon. just need to know about protection severence package. Appreciate your help in providing the useful information. Employer has plenty of money and no bankruptcy issues.

What is the smoking policy for students in Madison, WI high schools? It doesn't matter if you smoke or hate smoking, that isn't related to the question. I am asking about smoking on school grounds, like during lunch break, at high schools in Madison, WI. I have heard from a student that it is maybe not allowed but the policy is never enforced. True?

What would be a fair refund policy for both buyer and seller? I am a top-rated power-seller on eBay. My current policy is a 7 day 100% refund/exchange policy. For exchanges, buyer pays shipping to me, I pay shipping back. For refunds, I refund the entire payment, including shipping. I have noticed that a lot of buyers are taking advantage of this policy and returning items lately and I am losing a lot of money because of this. Would it be fair for me to charge a restocking fee? What about a policy where buyer pays for shipping to and from me? What do you think is fair?

How does expansionary monetary policy promote economic growth in the economy? How does expansionary monetary policy promote economic growth in the economy? Here is what I know: Expansionary monetary policy promotes the growth of money supply by purchasing government bonds, lowering the reserve requirement, and lowering the federal funds interest rate. But how does expansionary monetary policy expand economic growth? I dont get that at all, help please

Michelle purchased a Homeowners 3 policy with no special endorsements to cover her home and personal proper? Michelle purchased a Homeowners 3 policy with no special endorsements to cover her home and personal property. A fire occurred and destroyed a wide screen television. Heather paid $4000 for the TV new, and it was 25 percent depreciated when the fire occurred. The replacement cost of a similar television is $5000. Ignoring any deductible, how much will Michelle collect for the loss?

What is a reasonable return policy for earrings that are sold online? I have come across several sets of pierced earrings that I intend to sell on eBay. I have sold a lot of stuff on eBay, but I have never sold any jewelry before and I'm not sure what to expect. What is a reasonable return policy for pierced earrings that are sold online? Do I have to worry about hygiene issues? What would most people expect? What can I do and still be competitive? Any thoughts or suggestions would be appreciated.

What is a good example of an educational policy? I need to do a 5-10 minute oral report on an educational issue or policy that affects the community I live or work in. Needs to discuss how the issue or policy has been affected by history. What is a good example of this, my teacher did not explain it at all.

Is the car insurance policy invalid if the driver forgot to report the conviction? The car insurance policy is automatically renewed. The driver forgot to report to the insurance company that he had a speeding conviction before the renew date. Does that mean he has made his policy invalid and would not protected by the policy at all?

What is America actively doing to enforce immigration policy? I am writing a paper on "What America actively does to enforce immigration policy and to ensure that aliens visiting under a visa do not stay longer than the expiration date." My paper will discuss current laws pertaining to this issue, as well as current organizations and/or programs which handle such issues. I would appreciate any help anyone can give me relating to this issue, such as current laws or policies and how they are actively being enforced.

What does it mean when it asks for a public policy and public implications of a theory? What does it mean when it asks for a public policy and public implications of a theory? My homework asks for an example of a public policy AND policy implications for 6 different theories (rational choice and trait theories for examples). Can someone explain what they are asking me to provide?

How has slavery impacted foreign policy and territorial expansion in the United States? What do you think has been the impact of slavery on foreign policy and territorial expansion in the United States?

What is the current fiscal policy of Argentina? Any good websites to look at in regards to this? ? I am trying to research Argentina's current fiscal policy, however when I search for this information, I only seem to get results for the crisis that happened in Argentina a few years ago. Are there any good resources that contain this information? Any help is appreciated! Thank you Please provide a relevant english website if there is one; thanks!

How are life insurance policies paid out? To the policy holder or the trustee? My parents have a life insurance policy in my father's name. They are both trustees. They are now divorced. Who receives the benefits of the policy as it has now matured? Any help would be appreciated.

Will a beneficiary on a life insurance policy receive all the proceeds if there are debts? Say my mom has a life insurance policy for $100,000 and she passes away. She is not married and I would be the beneficiary on the policy. If she has individual debts like medical bills and car loans, would the policy pay those first, or would the funds pay to me? There really wouldn't be any other money in the estate besides the policy, and I want to make sure we plan everything right. Not to be morbid, I just don't know. Thank you guys! It was so helpful and really eases a pretty difficult time for us!

Why is the Bush administration pursuing a weak dollar policy? I understand that a weak dollar favors imports, but it seems as though a weak dollar is also detrimental to just about everything and everyone else. Can someone knowledgeable please explain to me the different mechanisms by which the current administration is pursuing a weak dollar policy and the goals that the administration hopes to achieve through such a policy? Thanks!

How can my friend find out if her late father has a life insurance policy? My friend's father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend's stepmother. The stepmother doesn't even recall a life insurance policy. She wonders if he had cashed it out. How can my friend find out if a life insurance policy still exists? Those unclaimed fund sites don't usually include life insurance policies, and the life insurance company may not know that a death has occurred.

What is considered good value for a life insurance policy? A 73 year old smoker pays $60 per month and the policy is only worth $10K. That seems to be a waste of money, especially when this person could use the money on a weekly basis right now. I'm wondering if there is a rule of thumb to determine if the monthly payment is reasonable when compared to the amount of the policy.

What is the best health insurance policy to go with? What is the best health insurance policy to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

What is an argument surrounding the policy issue of child support? I have to write a research paper about the policy issue of child support and i need to focus in on an argument or controversial topic. I also need some pros and cons. If you could help, that would be great! Thanks!

What is a good health insurance policy for me and my husband? He just lost his job, and I am self-employed. We are looking for something with a high deductible, maybe dental coverage as well. Any thoughts on a good policy that isn't really expensive?

What is the historical evolution of policy within the criminal justice system? What is the historical evolution of policy within the criminal justice system? How has the approach to policy within the criminal justice system changed over the last 50 years?

What is the waiting period on a health insurance policy? I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn't have personal injury protection on my auto insurance policy so i'm billing my health insurance for the costs. Anyways they just sent me a letter saying that the services occurred within the waiting period of the policy therefore this claim is pending for receipt of physicians report. What does all this mean? Can they deny the coverage?

What is the best health insurance policy? What is the best health insurance policy? I am recently need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make?

How long will China continue its policy of murdering little girls? They still won't admit that their one child policy has lead to the murdering of millions of little girls because of male preference in their culture. Its an international disgrace that the world really ought to be saying something about.

How long should I get a term life insurance policy for? I'm researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?

How can I find out if someone has a life insurance policy on me? I am trying to find out if an estranged relative has a policy on me that I don't know about. I don't want to go into to many details about it but this person would definitely have all of the necessary information to open a policy on me without my knowing about it. I don't want this person to benefit in any way. Is there anyway to do a search and find out if there is a policy out there. With so many companies, I wouldn't even know where to start!

What is an argument surrounding the policy issue of child support? I have to write a research paper about the policy issue of child support and i need to focus in on an argument or controversial topic. I also need some pros and cons. If you could help, that would be great! Thanks!

How The need to create a policy on price controls and allocating gasoline in response to congressional action? we need to write a persiasive op-ed piece to convice the public of the policy.

How did the United states foreign policy affect the nation's economic and military strength? This is the foreign policy in 1793-1812 and then 1895-1911, and how it changed to make us more imperialistic, and focus on external improvements.

What happens to the Life insurance policy if the petitioner gets a death sentences? I'm just curious about the following scenario Lets say someone has a life insurance and get a death sentences. Would the life insurance policy be automatically void?

What are the different theories of public policy? I have to write an essay on how I would achieve public policy change using the different theories but despite lots of reading I cannot understand what the theories are. Do they have names?

What kind of life insurance policy should I get? I want to get a life insurance policy for my husband but I don't know anything about insurance. I want something that I won't really have to pay much for right now, but that will give me a lot of money when he dies. I want to figure this out soon so I can get the money by next Friday so I can go to Hawaii. What is the best?

How many quango administrators sit on policy committees? How many would promote a policy of cutting quangos (rather than front line services)? Would doctors and nurses have the time to sit on these committees and make policy? Does this explain why New Labour, Conservative and LibDems all have exactly the same policies?

Is it standard policy to give a home loan without asking , borrower to have insurance policy ? To lend over 100,000.00 with no insurance policy to cover the loan just in case they die , with no cosigners on loan ?

How can someone purchase a life insurance policy for someone else without them knowing? I always see on Forensic Files and other shows about murderers, they are able to purchase a life insurance policy for their spouse or relative without the person's knowledge. Then they kill the person for the money. Why are they able to buy a life insurance policy without the person knowing about it? Wouldn't that prevent some murders if there were better procedures put in place?

How can my husband open a life insurance policy? We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we'd be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our existing medical insurance, or can we get it separately?

What kind of life insurance policy should I get? I want to get a life insurance policy for my husband but I don't know anything about insurance. I want something that I won't really have to pay much for right now, but that will give me a lot of money when he dies. I want to figure this out soon so I can get the money by next Friday so I can go to Hawaii. What is the best?

How can my friend find out if her late father has a life insurance policy? My friend's father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend's stepmother. The stepmother doesn't even recall a life insurance policy. She wonders if he had cashed it out. How can my friend find out if a life insurance policy still exists? Those unclaimed fund sites don't usually include life insurance policies, and the life insurance company may not know that a death has occurred.

How long does it take an insurance company to issue an automobile insurance policy after receiving deposit? I've been with the same company almost five years. My car insurance is renewed every six months, after I make the required renewal deposit. Like clockwork, I receive the new payment coupons, and temporary insurance card. However, I don't get the permanent insurance card and new policy stating the value of my vehicle, until almost a month later. Sometimes longer. Is this legal? If so, why does it take so long for the agent to issue the new policy, and how will this effect me if I ever disagree with what's in the policy? P.S. I'm not referring to how soon the new insurance is "effective", I'm referring to how soon the new policy is "received". To my knowledge, the policy is renewed immediately for six months after I make the deposit, even though I don't have the new policy, and just the "temporary" insurance card. There has to be some type of law that gives insurance companies a certain amount of time to send out the new policy. If anyone knows please post.

How much would extra would i pay for another car on my policy? I currently own 2 cars and am looking to buy another one. It is a 99 crown vic police int P71. I dont want collision or anything extra, i want the lowest insurance policy that i can get. Im taking that, that would be a liability only policy, am i correct? If not what kind of policy do i ask for? Also, how much more a month would this cost? No one will steal it because its a former cop car, but you couldnt tell and i doubt i will reck it.

What insurance companies offer a Term Insurance Policy to a female at age 81? Im trying to help my aunt find a affordable Term Life Policy for my grandma who is now 81 she is in good health.

What policy can I have for employees to Go Green? We want to move towards Green company and thus want some guidelines which we can have for employees to save environment. Eg . Google subsidize the cost of vehicle if you opt for eco friendly vehicle which emits less pollution. Can i have some such interesting policy.

What impact will the Fabian Socialist Monetary Policy of Obama/Bush have on the purchasing power of the Dollar? Both Bush and Obama have fully embrace Fabian Socialist Monetary Policy. This is further compounded by "Helicopter Berneke" and the printing of fiat dollars to pay for the "stimulus" packages which are being dumped on the economy. How many of you really understand what impact this "Change we can hope for" is going to have on your budget and the value of your dollar?

How can I go about getting the policy on Halloween costumes changed in my neice's school district? The children are not allowed to wear Halloween costumes to school, and I think it's ridiculous. I always wore costumes to school, and it was great fun. I understand not allowing certain things (like masks) for safety reasons, but I think they should allow plain old innocent dressing up. Who can I speak to about changing this policy? I've tried the principal for her school, but she wasn't budging. She will have a new principal this coming year, but who knows if she can or even will do anything. Do I contact the superintendent?